A quick guide to mortgages

Mortgages explained
There are different types of mortgages, which depend on how you pay back the loan itself, the interest and how quickly you pay them back. The money you borrow is called capital, but the total you pay back includes the capital and interest.
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Remortgaging
Remortgaging can be a very sensible thing to do to save money over a long period of time. You may be able to switch your mortgage to a lender that offers a competitive rate, or possibly even remortgage and borrow slightly more money to carry out improvement works on your home.
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